Friday, April 8, 2011

10 Tips to Improve Your Chances of Getting a Mortgage on Favorable Terms

Hello, Valued Member! Top 5 in Real Estate Network® Members are dedicated to providing you with the most up-to-date, helpful real estate information. This monthly newsletter, "Real Estate Matters," offers articles on a range of topics that will inform you in your real estate pursuits.

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Buying Selling Owning Financing Home Improvement My Website My Listings
Barbara Corsi
GRI, SRES
Realtor
J. Rockcliff Realtors
My Website
Member, Top 5 in Real Estate
Phone:925-253-7045
Mobile:925-788-7589
Fax:925-402-8022
BCorsi@Rockcliff.com


This month’s newsletter offers several detailed tips on how to improve your chances of getting a mortgage on favorable terms. Also, this month, learn about a new law that will help reduce mortage relief scams. Real Estate Matters also offers some timely articles on home staging, "the psychology" of choosing paint colors and advice on choosing senior housing.

Top 5 Members are uniquely qualified to not only help you get educated on these matters, but make them as effortless as possible. Only Top 5 Members can provide you with the kind of exclusive information found here in Real Estate Matters - a monthly look at what's really happening in the housing market. It's a privilege to provide you with this important information. Enjoy this monthly e-newsletter, and as always, your feedback is welcomed - call or email any time!

This Month's Top Story

10 Tips to Improve Your Chances of Getting a Mortgage on Favorable Terms

RISMEDIA, April 8, 2011—Speculative fears by renters who think they can’t afford the costs related to owning a home may cause many first-time home buyers to miss out on the opportunity of a generation to become homeowners this year. According to Fannie Mae’s National Housing Survey, financial fears are the top reasons given by renters for not buying a home, followed closely by purchase and upkeep affordability.

More Top Stories
New Law Will Help Reduce Mortgage Relief Scams
RISMEDIA, April 8, 2011—Homeowners will soon be protected by a new Federal Trade Commission (FTC) rule that bans providers of mortgage foreclosure rescue and loan modification services from collecting fees until homeowners have a written offer from their lender or servicer that they decide is acceptable.
4 Home-Staging Trends to Help you Compete in Today's Market
RISMEDIA, April 8, 2011—Staging a home before listing it on the market is a crucial step that many homeowners often overlook. The International Association of Home Staging Professionals (IAHSPR) offers four home-staging tips to help homeowners compete in today’s market:
Color Psychology - The Impact of Paint Color in Your Living Space
RISMEDIA, April 8, 2011—The words ‘paint’ and ‘personality’ aren’t often used together, but they certainly could be. “Studies show that paint and room color can have an effect on the body and mind,” states Debbie Zimmer, color and decorating expert with the Rohm and Haas Paint Quality Institute. “By understanding the impact of color, consumers can better incorporate the hues that help create the desired living space mood and setting that best suits their family and personal lifestyle.”
4 Important Tips to Keep in Mind when Seeking Senior Housing
RISMEDIA, April 8, 2011—People are living longer today. The century-long expansion in the world’s population that is 65 and older is the product of dramatic advances in medical science and health lifestyles. Currently, 13% of the U.S. population is 65 and older, up from 4% in 1900. As Baby Boomers turn 65 in high and higher annual numbers, it is estimated that one in five Americans will be over age 65 and about 5% over 85.

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